Universal Legal Protection ‘ULP’ is an independent, owner-managed business founded in 1999 as a specialist professional liability and after the event litigation (‘ATE’) insurance broker. Our main area of focus is Pension Trustee Liability Insurance, both for ‘live’ Pension Schemes requiring annual cover and for the Trustees of Schemes that have wound up.
We continue to arrange Schemes and Facilities for Solicitors and Claims Management Companies requiring ATE Insurance with or without Finance for volume business.
We also source individual bespoke ATE Policies for commercial legal disputes, typically acting on behalf or the claimant who is up against an intransigent opponent (often a David versus Goliath situation). We can also put the claimant’s Solicitors in touch with Litigation Funders if the case is big enough and is in need of financial investment.
In addition to this, we provide a bespoke broking service for professional indemnity and directors’ and officers’ covers.
We go the extra mile to demonstrate reliability, integrity, transparency and trust. We listen to what each client wants and do our best to get it! Only when we have managed each client’s expectations do we go to market. If there are complexities and possible pitfalls, we explain them. Our philosophy is to work closely with our clients.
Run Off and/or Overlooked Beneficiary Insurance to protect the personal liabilities of Trustees in respect of Pension Schemes that are being ‘Wound-Up’.