Universal legal Protection

Specialist Insurance Brokers
and Consultants

what we do

Universal Legal Protection ‘ULP’ is an independent, owner-managed business founded in 1999 as a specialist Professional Liability and After The Event Litigation (‘ATE’) insurance broker. Today, our main area of focus is Pension Trustee Liability Insurance, both for ‘live’ Pension Schemes requiring ongoing annual cover and also long-term Run Off Insurance for the Trustees of Schemes that are winding up or have been wound up.

We continue to arrange Schemes and Facilities for Solicitors and Claims Management Companies requiring ATE Insurance for volume business.

In addition to this, we provide a bespoke broking service for Professional Indemnity and Directors’ and Officers’ covers.

We go the extra mile to demonstrate reliability, integrity, transparency and trust. We listen to what each client wants and do our best to get it! Only when we have managed each client’s expectations do we go to market. If there are complexities and possible pitfalls, we explain them. Our philosophy is to work closely with our clients.

Our Products and Services

A range of protections for Sponsoring Employers, the Scheme itself and Trustees’ personal liabilities whilst running an ongoing Pension Scheme.


Run Off and Overlooked Beneficiaries Insurance to protect the personal liabilities of Trustees in respect of Pension Schemes that are being ‘Wound-Up’.


Hands-on, cost effective professional indemnity insurance solutions for Solicitors and other professionals.


Financial protection for litigants in respect of the costs associated with unsuccessful civil litigation..


Vital personal protection for directors and key managers running a business.


who we help

Our insurance advice and expertise benefits pension scheme trustees and advisers, claims management companies and litigation solicitors, as well as professionals such as solicitors and company directors.

who we are

We are specialist brokers and consultants with expertise in most forms of Professional Liability Insurances, in particular Pension Trustee Liability, Litigation Insurance, Professional Indemnity and Directors' & Officers' Liability.

how we help

We provide a consultative approach. By understanding our clients’ needs we are able to develop solutions that very often exceed their expectations. Of particular importance is to identify the most appropriate insurer.